Finance for your next step.

Personal and business financing designed around your needs.

Support for the priorities that matter to you.

Payroll loans for eligible salaried customers.

Finance that responds to your business needs.

Working capital, expansion, trade, invoices and orders.

A structured approach to payroll lending.

Employer partnerships for eligible employees.

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Financial services with people and businesses in mind.

Azure Financial Services is a Zambian lending business, based in Lusaka, focused on helping eligible individuals and enterprises access financing.

We serve eligible salaried individuals and businesses through a structured lending process that considers your needs and your ability to repay.

Our core lending offering includes payroll loans for salaried customers and enterprise financing for business needs. We combine customer service with a structured assessment that considers the purpose of borrowing and the customer’s capacity to repay.

About Azure

Your application, step by step.

1

Tell us what you need

Choose a financing option and explain the purpose of your application.

2

Provide your documents

Our team will explain the identification, employment, or business documents relevant to your request.

3

Complete the assessment

We review your application, verify relevant information, and assess affordability or business repayment capacity.

4

Review your offer

If approved, review the loan amount, term, interest, fees, repayment schedule, and other conditions before proceeding.

Start Your Application

Build your career. Help people and businesses move forward.

We welcome interest from professionals who bring integrity, sound judgement, and a commitment to serving customers.

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Make an enquiry

Tell us where you work and the financing you need. We will explain the next steps.

Our team will explain any documents required during the application process. Or email us at afs@azurefinzm.com.