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Finance that responds to your business needs.

Businesses need funding for different reasons: purchasing stock, delivering an order, managing cash flow, or expanding operations. Azure offers enterprise lending options that assess the financing request alongside the business’s circumstances and ability to repay.

Discuss Your Business NeedsMake a Business Finance Enquiry

Four ways we can support your business.

Working Capital Finance

Support the day-to-day needs of your business. Working capital finance can help address funding needs associated with stock, supplies, and operating expenses. Our assessment considers your trading activity, cash flow, and repayment plan.

Enquire About Working Capital

Business Expansion Finance

Prepare for your next stage of growth. If your business is planning to expand its capacity or operations, speak to us about the funding required. We review the purpose of the investment, the expected business benefit, and the financial capacity to support repayment.

Discuss Expansion Finance

Trade and Order Finance

Explore funding to fulfil a business opportunity. An order may create an opportunity while requiring upfront spending on goods, materials, or delivery. Azure can assess eligible trade and order financing requests using the transaction details and proposed repayment source.

Discuss an Order

Invoice Discounting

Explore financing linked to eligible invoices. For businesses waiting for payment on eligible invoices, invoice discounting may help address a cash flow gap. Assessment considers the invoice, underlying transaction, customer, payment expectations, and other relevant conditions.

Enquire About Invoice Financing

Before you enquire.

What we consider

Every business application is assessed individually. Relevant factors include:

  • The purpose and amount of financing requested.
  • The business’s operations and trading history.
  • Financial performance and cash flow.
  • Existing borrowing and repayment commitments.
  • The proposed repayment plan.
  • Security or guarantees, where applicable.

The assessment helps determine whether a facility can be offered and on what terms.

Prepare for your enquiry

Depending on the facility and business structure, we may request:

  • Business registration and PACRA information.
  • Identification for relevant directors or authorised representatives.
  • Authorisation for the business to borrow.
  • A business plan or description of the financing need.
  • Financial statements and current management accounts.
  • Recent business bank statements.
  • Cash flow projections and a repayment plan.
  • Relevant invoices, orders, or transaction documents.
  • Details of existing loans.
  • Security information, where applicable.

Our team will provide a checklist suited to your application.

Business finance is subject to assessment, approval, funding availability, and applicable terms.

Tell us what your business is working towards.

Explain your funding need, the opportunity it supports, and how your business expects to repay the facility.

Speak to Our Business Finance Team →